Browsing CategoryFinance

Credit Card and Its Bad Effect on Your Home Loan Eligibility

Almost all of the people out there have a credit card. After all, we can use it to make purchases whenever we do not have the cash at the moment. But, if you’re planning to buy a new house and you’re going to get a home loan for it, you might encounter some problems, especially if you’re fond of using your credit card so much. If you’re planning to buy a new house using a home loan, then please read this article. I will go over the reasons why using your credit card might harm your chances of eligibility when…

What Parents Should Know Before Signing as a Guarantor

In the UK loan market guarantor loans are becoming more and more popular as time goes on. With non-guarantor products as challenging as ever to get with an imperfect credit score, there remains no real alternative to borrowing £500 to £15,000 at around 50% APR. While this is bad news for those without a guarantor, those who can get a guarantor are able to benefit greatly. One of the popular reasons to take out this type of loan is to make a large purchase like a car, or to find money for a deposit on rental accommodation; and because these…

Tips on Where You Can Grow Your Wealth 

For any retirees out there who have found themselves in a position where they are cash rich after finishing work, you are not alone. This was the exact position that I found myself in 3 years ago and having paid my mortgage, put my kids through college and taken as many vacations as I could muster, I found myself with little to spend my money on. After a chance meeting with an old work friend who told me about investing, I decided that I would dedicate my time and my money to growing my wealth. Truth be told I wanted…

6 Tips For Using Your Credit Card Wisely

Credit cards are useful to have but many people are frightened of using them, having heard horror stories about friends getting in considerable amounts of debt. A short term loan from Wizzcash can help you out if you are struggling financially, but it is better to learn how to use your credit card wisely. Create a Budget  Credit cards usually offer you agreed amount you can borrow, take this into account when planning your budget. It is better not to spend your limit every month, as interest will build up. Make sure you are aware of your average monthly expenses…

Examples of Tax Deductible Charitable Donations

One of the ways the government is encouraging people to donate to charity, is by making their donations tax deductible. However, it is not as easy as you being able to deduct whatever you donated, regardless of whether that was property, cash, or services. There are some traps to be aware of, as the Welfont Group has explained. Services Donation If you donate your services, then you cannot deduct any compensation for your time from your taxes. You can, however, deduct expenses if they have not been reimbursed from the charity. This includes things like driving costs, accommodation if needed,…

How to play responsibly online

Before you delve into the world of online gaming, it’s important to take a moment to consider how to do so responsibly. Everyone loves the thrill of securing a win, but it’s imperative to remember that you can lose just as often. We always recommend seeking your thrills in playing the game rather than the outcomes, so today we offer some handy tips on how to play responsibly online. Fear not, you’ll be enjoying yourself on great sites like Caesars Casino in no time at all… 1 – Play with limits Before you start playing, you need to set your…