Browsing CategoryFinance

Five Tips To Improve Your Credit Score

Once upon a time, if you wanted to take out a loan, you went to your bank and became best friends with your bank manager. You demonstrated how much you earned, made an assessment of your outgoings, reassured the person making the decision that you were good for the repayments, and that was that. Give a good account of yourself, and it was likely you’d get the money you asked for. The internet, and the modern age in general, has put an end to all that. Now, everything comes down to your credit score. You might be earning six figures…

The Most Important Types of Restaurant Technology You Can Purchase Today

You put your heart and soul into your restaurant and are constantly looking for ways to help you become better, more competitive and more profitable. It is a great challenge causing your focus to vacillate every day between keeping your great staff, fighting off the competition, and satisfying finicky customers. One thing is clear is that you need to do all you can to keep ahead of the game and this today means adopting the best restaurant technology available. The great news is that there is great restaurant technology that can assist you to help you improve efficiency and your…

Five Golden Rules When Taking A Loan

Let’s all face it; we need at some point in our life to accomplish something. Even the wealthiest men and women on earth have loans. We live in a real world where we have needs. However, the reality is harsh; we have little income that will not achieve our goals in life. So, it makes sense taking a loan to accomplish a thing or two in life. Unlike in the past when banks were the main lenders, technology has greatly changed and once can easily get a loan from a myriad of apps on their phones. It is quite easy…

Credit Card and Its Bad Effect on Your Home Loan Eligibility

Almost all of the people out there have a credit card. After all, we can use it to make purchases whenever we do not have the cash at the moment. But, if you’re planning to buy a new house and you’re going to get a home loan for it, you might encounter some problems, especially if you’re fond of using your credit card so much. If you’re planning to buy a new house using a home loan, then please read this article. I will go over the reasons why using your credit card might harm your chances of eligibility when…

What Parents Should Know Before Signing as a Guarantor

In the UK loan market guarantor loans are becoming more and more popular as time goes on. With non-guarantor products as challenging as ever to get with an imperfect credit score, there remains no real alternative to borrowing £500 to £15,000 at around 50% APR. While this is bad news for those without a guarantor, those who can get a guarantor are able to benefit greatly. One of the popular reasons to take out this type of loan is to make a large purchase like a car, or to find money for a deposit on rental accommodation; and because these…

Tips on Where You Can Grow Your Wealth 

For any retirees out there who have found themselves in a position where they are cash rich after finishing work, you are not alone. This was the exact position that I found myself in 3 years ago and having paid my mortgage, put my kids through college and taken as many vacations as I could muster, I found myself with little to spend my money on. After a chance meeting with an old work friend who told me about investing, I decided that I would dedicate my time and my money to growing my wealth. Truth be told I wanted…

6 Tips For Using Your Credit Card Wisely

Credit cards are useful to have but many people are frightened of using them, having heard horror stories about friends getting in considerable amounts of debt. A short term loan from Wizzcash can help you out if you are struggling financially, but it is better to learn how to use your credit card wisely. Create a Budget  Credit cards usually offer you agreed amount you can borrow, take this into account when planning your budget. It is better not to spend your limit every month, as interest will build up. Make sure you are aware of your average monthly expenses…