Getting into debt is incredibly easy, in our daily lives we are surrounded by offers of interest free credit, car finance, personal loans, mortgages and hire purchase and whilst these can be great options to use when managed properly, many fall into the trap of taking on too much. When this happens it can leave people with mountainous debt that continuously grows month on month with interest charges and getting out of this debt can be very difficult. The impact that this has on people’s lives can be awful, it adds increased pressure and stress to their lives as they look…