credit Archives - Comet Zone

Five Tips To Improve Your Credit Score

Once upon a time, if you wanted to take out a loan, you went to your bank and became best friends with your bank manager. You demonstrated how much you earned, made an assessment of your outgoings, reassured the person making the decision that you were good for the repayments, and that was that. Give a good account of yourself, and it was likely you’d get the money you asked for. The internet, and the modern age in general, has put an end to all that. Now, everything comes down to your credit score. You might be earning six figures…

Stop Living On Credit And Rebuild Your Finances

When you have a large credit card debt, it hinders your ability to save for the future, a rainy day, your retirement, or any of your other financial goals. Large debt means larger interest payments, and it becomes a bigger financial burden just to pay off interest, not to mention shrinking your debt. If you’re struggling just to stay where you are and not go further into debt, you’re not making progress on your financial goals, and it’s time for something to change. In 2016, the average Canadian was carrying $21,000 in debt, not including mortgage debt, according to Licensed…

6 Tips For Using Your Credit Card Wisely

Credit cards are useful to have but many people are frightened of using them, having heard horror stories about friends getting in considerable amounts of debt. A short term loan from Wizzcash can help you out if you are struggling financially, but it is better to learn how to use your credit card wisely. Create a Budget Credit cards usually offer you agreed amount you can borrow, take this into account when planning your budget. It is better not to spend your limit every month, as interest will build up. Make sure you are aware of your average monthly expenses…

What To Do In Case Of A Bill Avalanche

At some point in their lives, almost everyone gets overwhelmed by bills. The how and why is different for everyone. For some it’s a series of unlucky home disasters. A clogged drain is followed by a frozen pipe which is followed by a leaking roof. For others, it’s an issue with their car that isn’t corrected by cleaning, replacing parts, or updating the computer. Whatever it is that has caused your momentary financial trouble, remember that it’s only temporary. It will pass, and until it does, you can cover all of your obligations with a personal line of credit. When…

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