Browsing CategoryFinance

6 Tips For Using Your Credit Card Wisely

Credit cards are useful to have but many people are frightened of using them, having heard horror stories about friends getting in considerable amounts of debt. A short term loan from Wizzcash can help you out if you are struggling financially, but it is better to learn how to use your credit card wisely. Create a Budget  Credit cards usually offer you agreed amount you can borrow, take this into account when planning your budget. It is better not to spend your limit every month, as interest will build up. Make sure you are aware of your average monthly expenses…

Examples of Tax Deductible Charitable Donations

One of the ways the government is encouraging people to donate to charity, is by making their donations tax deductible. However, it is not as easy as you being able to deduct whatever you donated, regardless of whether that was property, cash, or services. There are some traps to be aware of, as the Welfont Group has explained. Services Donation If you donate your services, then you cannot deduct any compensation for your time from your taxes. You can, however, deduct expenses if they have not been reimbursed from the charity. This includes things like driving costs, accommodation if needed,…

How to play responsibly online

Before you delve into the world of online gaming, it’s important to take a moment to consider how to do so responsibly. Everyone loves the thrill of securing a win, but it’s imperative to remember that you can lose just as often. We always recommend seeking your thrills in playing the game rather than the outcomes, so today we offer some handy tips on how to play responsibly online. Fear not, you’ll be enjoying yourself on great sites like Caesars Casino in no time at all… 1 – Play with limits Before you start playing, you need to set your…

What To Do In Case Of A Bill Avalanche

At some point in their lives, almost everyone gets overwhelmed by bills. The how and why is different for everyone. For some it’s a series of unlucky home disasters. A clogged drain is followed by a frozen pipe which is followed by a leaking roof. For others, it’s an issue with their car that isn’t corrected by cleaning, replacing parts, or updating the computer. Whatever it is that has caused your momentary financial trouble, remember that it’s only temporary. It will pass, and until it does, you can cover all of your obligations with a personal line of credit. When…

Top Tips for Saving Money

It doesn’t matter what kind of salary you are on, there is always room to create more money, you could opt to look for another stream of income or you could commit yourself to a plan that will save you money. You would be surprised just how much money you could save in your daily life if only you spent a little time looking at the money that you spend month on month. The good news is that there are loads of money saving tips out there for you to follow and here are a few of our favorites. Energy…

Choosing the Right Loan for Your Financial Situation

There are many scenarios in which an individual may need a loan to finance a purchase, consolidate debt or make sure that there is money to service other debts. However, just as there are many reasons to get a loan, there are many different loans available. How do you decide which one is best suited for your current financial situation? Should You Get a Secured or Unsecured Loan? A secured loan is one that in which a borrower puts up collateral to make it easier for the lender to get his or her money back. While this may lower the…

Tech And Money At The Olympics

The Olympics are a great place for technological innovations to gain international recognition. Most of the tech innovations are usually designed to improve the athlete’s performance. Such innovations include data analysing gadgets and wearables which improve efficiency. However, there are several other technologies that are also used during the games. These do not get to be in the limelight as those that are directly related to the sport. Without this background tech, the athletes and the viewers experience would not be as good. One such innovation is the use Near Field Communications (NFC) technologies to conduct transactions. Near Field Communications…